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cctrl=public,max-age=518400&quality=100&imagesource=IMLFOH&mark=1&watermark=0&width=422&height=315&filename=0382/490382/490382O1392296281.jpg" data-r-id="10" data-price-id="0" data-price="7.9" data-is-hh="False" data-is-online="true" data-bio-page="/live-sex-chat/cam-girls/NORMA_STITZ" data-is-auto-play="false" data-is-room-full="False" Phone Mates is a mobile MEGA-community of online models – whatever your fav flavor is, we've got it.

Thanks to the new pension freedoms, over-55s have far more control over what to do with their pension pots. The Information Commissioner’s Office reported receiving more than 1,000 complaints about pension-related cold calls and texts in the month following the new rules.

While the City of London Police estimate that at least £13.3 million was stolen from pension savings in 2015.

Below are four of the most common telephone scams you need to be aware of now.

Many of us will at some time receive a phone call out of the blue from someone promising a great way to make money.

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